How it Works
Do Your Regular Shopping
You can shop food, OTC-eligible items and other items in the same purchase.
Use Your Food & OTC Benefit Card
At checkout, use your Food & OTC Benefit card to pay in-store.
Pay For Any Ineligible Items Separately
You can use another payment method for items that don’t qualify for your Food & OTC Benefit card.
Use Coupons And Earn Fuel Points
You can still use your Shopper’s Card to redeem coupons and earn Fuel Points.
We Accept the Following Food & OTC Benefit Cards
What’s Covered?*
*Plan coverage varies by provider. Not all items listed are eligible to purchase using your Food & OTC Benefit Card. For details on products covered by your specific plan, please reach out to your insurance provider.
Popular Categories to Shop Using Your Food & OTC Benefit Card
- Fresh Fruits
- Fresh Vegetables
- Fresh Meat
- Dairy and Eggs
- Water
- First Aid
- Pain and Fever
- Digestive Health and Nausea
- Vitamins
- Personal Care Products
Popular Categories to Shop Using Your Food & OTC Benefit Card
- Fresh Fruits
- Fresh Vegetables
- Fresh Meat
- Dairy and Eggs
- Water
- First Aid
- Pain and Fever
- Digestive Health and Nausea
- Vitamins
- Personal Care Products
Explore More Eligible Items
The Basics of Food & OTC Benefit Cards
What is it?
Learn about what a Food & OTC Benefit Card is and how to use your benefits at the Kroger Family of Stores.
- Current Video
What is it?
What can I buy?
How do I use it?
Food & OTC Benefit Card FAQs
You must qualify with your health insurer for Medicare part C Supplemental Allowance. Please contact your health plan provider to learn more.
We accept many Food & OTC Benefit Cards, The S3 Health Benefit card, InComm (OTC Network), &more NationsBenefits and WEX. Please note, these cards are only accepted in-store and cannot be used online.
No, eligible items are determined by each health plan provider. Please contact your health plan provider directly or by using the phone number on the back of your Food & OTC Benefit Card to learn more about what is available to you. We do not have access to what is covered by each plan.
Yes, you can use your EBT card with your Food & OTC Benefit Card when you shop in store; but please note WIC/SNAP tenders must be applied before any Health Care Card funds are tendered.
Please contact your health plan provider directly or by using the phone number provided on the back of your Food & OTC Benefit Card.